Salary Calculator
United States

Native Teams’ payroll calculator for the USA will help you estimate your net salary by factoring in federal and state tax rates, as well as mandatory deductions.

To start, you’ll need to enter the gross salary, which is the total salary amount before any deductions. The calculator will then apply federal income tax rates, state taxes (if applicable), and deduct compulsory contributions, such as Social Security and Medicare (FICA taxes).

After subtracting taxes and contributions, the calculator provides the net salary, which is the final amount an employee receives in their bank account.

The total cost of salary in the USA includes income tax, Social Security and Medicare contributions, and other mandatory deductions that both employers and employees must cover.

The gross salary serves as the base pay before deductions and is used to determine taxes and contributions. Employees are required to contribute 6.2% of their salary to Social Security and 1.45% to Medicare, while employers must match these contributions. 

The USA follows a progressive tax system for federal income taxes, with varying state tax rates depending on location. Additionally, employers may be responsible for covering unemployment insurance costs, including the Federal Unemployment Tax Act (FUTA) and State Unemployment Tax Act (SUTA) contributions, as well as workers’ compensation insurance, depending on state regulations.

Employed individuals in the USA must pay federal income tax, Social Security, Medicare, and potentially state and local taxes. Federal income tax rates are progressive, meaning they increase as income levels rise. 

-10% on income up to $11,600
-12% on income from $11,601 to $47,150
-22% on income from $47,151 to $100,525
-24% on income from $100,526 to $191,950
-32% on income from $191,951 to $243,725
-35% on income from $243,726 to $609,350
-37% on income over $609,351

*Note: Tax rates are subject to change based on legislative updates.

Additionally, state and local taxes vary, with some states having no income tax (such as Florida, Texas, and Nevada), while others impose progressive or flat tax rates.

Employed individuals in the USA are entitled to certain benefits, which vary by employer and state regulations. Mandatory contributions include Social Security and Medicare (FICA taxes) as well as unemployment insurance contributions, which are paid by employers.

Beyond these obligations, many employers offer additional benefits, such as employer-sponsored health insurance plans, where they often cover a portion of premium costs. Paid time off, including vacation days, sick leave, and holidays, is provided at the discretion of the employer. Retirement plans, such as 401(k) accounts with employer-matching contributions, are also common. While the USA does not mandate paid parental leave at the federal level, some states and employers provide paid leave benefits.

Employers in the USA often provide extra benefits to attract and retain talent. These benefits may include dental and vision insurance, wellness programs, tuition reimbursement, and professional development courses. Bonuses and incentives, such as performance-based rewards, stock options, or profit-sharing programs, are also common. Some companies offer commuter benefits, remote work stipends, or flexible work arrangements, including hybrid and fully remote options.

The difference between gross and net salary in the USA calculator comes down to deductions such as income taxes and contributions. The gross salary represents the total amount an employee earns before taxes and deductions, while the net salary reflects the take-home pay after deducting federal and state income taxes, Social Security, Medicare, and any additional employer benefits or withholdings.